State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Niu Tuitasi
July 23, 2025
5
out of
5
rating by Niu Tuitasi
"Edwin Was very helpful with taking care of my needs involving insurance , life insurance and answering all my questions effectively thank you !"
We responded:
"Good morning , Niu and thank you so much for taking the time to share your experience with my Oceanside, State Farm Life Insurance Agency. Appreciate the shout out for Edwin who is terrific. Thank you for your business and we are always here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside CA #AlwaysHereToHelp"
Damien
July 22, 2025
5
out of
5
rating by Damien
"Kerrigan was extremely helpful in assisting with a customer moving insurance from CA to PA. Kerrigan made the whole process a very pleasant and seamless transaction!!"
We responded:
"Damien, delighted to read Kerrigan made the transfer seamless from my Oceanside, State Farm Insurance Agency. I just shared your review with her and you made her day. Thank you for your business and we are always here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #EasyPeasy"
Vincent Spiegel
July 18, 2025
5
out of
5
rating by Vincent Spiegel
"Great agent to work with. I reached out late yesterday and early this morning with multiple inquiries and doc requests and John and Kerrigan replied quickly and provided everything I needed. Thank you Kerrigan for your fast responses this morning!"
We responded:
"Vincent, thank you for recognizing Kerrigan’s customer service from my State Farm Agency in Oceanside. I’m delighted to read Kerrigan provided prompt 5 ⭐️ service. Thank you for your business and we are always here to help. Heard a rumor it is Friday. 😎 Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #Service Matters"
Alex Lee
July 18, 2025
5
out of
5
rating by Alex Lee
"Have used John Cho’s office for multiple houses, vehicles, and personal property insurance. Sandra and Kerrigan have been really helpful making policy changes done and questions resolved fast and painless. Don’t have to go calling some 1-800 line for issues, because they handle everything . Hope to never have to change and shop around for insurance."
We responded:
"Alex, thank you for sharing your experience over the years with my Oceanside, State Farm Insurance Agency and for recognizing Sandy and Kerrigan. All of us appreciate your business and we are always here to help. Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #RelationshipsMatter "
Leon Longaker
July 17, 2025
5
out of
5
rating by Leon Longaker
"Our daughter got a full ride to a small college out of state. Had questions regarding her car, and what that may entail. As usual, Sandy Warren was very quick to respond, concise, and straight forward with all that we needed to know. Sandy never disappoints. Great service, as we have been with this office for many years, and are very satisfied."
We responded:
"Leon, thank you for this wonderful review and for recognizing Sandy. I am grateful for our relationship over the years and I hope your entire family has a joyous Christmas and Happy New Year! Warmly, John"
carloschivo1954 tostado
July 15, 2025
5
out of
5
rating by carloschivo1954 tostado
"Very pleased with the promptness and service of both Kerrigan and Bruce at this specific branch location of Mr. John Cho which manages my auto policy. Kerrigan and Bruce have been both very professional and accomodating. I could not ask for more!"
We responded:
"Carlos, thank you for this 5⭐️ review AND for recognizing Kerrigan and Bruce from my Oceanside, State Farm Insurance Agency. Both are terrific and passionate about customer service. Thank you for trusting us with your car insurance needs. Please reach out anytime if we can help. Take care. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #PromptProfessionalService "
Jean&Bill Boston
July 15, 2025
5
out of
5
rating by Jean&Bill Boston
"We stopped by John Cho's office this morning as we had a document to fax to the home office. We were assisted by Bruce who was so helpful and nice! What great service!!"
We responded:
"Jean & Bill, thanks for stopping by my State Farm Insurance Agency in Oceanside and delighted to read Bruce took good care of you. Thank you for your business and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #GoodNeighborAgent"
Robert Gladnick
July 15, 2025
5
out of
5
rating by Robert Gladnick
"Sandra Warren and John Cho at State Farm are exceptional. Every time I’ve worked with them, they’ve been responsive, knowledgeable, and genuinely easy to work with. Their whole team delivers top-notch service."
We responded:
"Bob, so nice to hear from you and thank you for this review and for recognizing Sandy. Sandy takes great pride in her work and I will be sure to share your review with her. Thank you for your business. Cheers! - John"
Noah Kaigler
July 15, 2025
5
out of
5
rating by Noah Kaigler
"I want to personally thank Ms. Sandra Warren for her home and auto insurance knowledge and professionalism. Ms. Warren response is also very prompt and very much appreciated. Thanks again for all that you do."
We responded:
"Noah, the office really appreciates the 5 ⭐️ and thank you for allowing us to serve your car insurance and home insurance needs. Cheers!-John"
Karl Steinberg
July 14, 2025
5
out of
5
rating by Karl Steinberg
"I've had John as my agent for the last 20 years or so for homeowners, umbrella, and auto, and have always been impressed with the office's service and responsiveness (with one exception about 10 years ago on a non-claim that still resulted in a premium increase). Catee, Kerrigan and Sandy have been extremely pleasant and easy to work with. Highly recommend."
We responded:
"Karl, thank you for this 5 ⭐️ review, recommendation and for recognizing my team. We appreciate your business and hope all is well. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceServiceService"
Rob Heath
July 11, 2025
5
out of
5
rating by Rob Heath
"Sandy is always a pleasure to work with."
We responded:
"Rob, thank you for the 5 ⭐️ review and for recognizing Sandy from my Oceanside, State Farm Insurance Agency. We appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
Jennifer Liggan
July 11, 2025
5
out of
5
rating by Jennifer Liggan
"Sandra in John's office is amazing. She goes above and beyond to help us with any insurance needs or questions we may have. Her attention to detail and putting us first as the client is exceptional. Thank you for your great customer service. We truly appreciate you."
We responded:
"Jennifer, thank you for sharing your insurance experience with Sandy from my Oceanside, State Farm Insurance Agency. Sandy is terrific! Thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AlwaysTakeCareOfThePolicyholder"
Dwight Navis
July 7, 2025
5
out of
5
rating by Dwight Navis
"Great service from Sandy."
We responded:
"Dwight, thanks for recognizing Sandy and my Oceanside, State Farm Insurance Agency with this review. All of us appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceAbsolutelyMatters "
Diane
July 3, 2025
5
out of
5
rating by Diane
"Excellent customer service. Edwin answered all my hard questions . Took time with me and helped me with a great quote on my new vehicle."
We responded:
"Diane, thank you for sharing your experience with Edwin from my Oceanside, State Farm Agency. Thank you for your business and all of us are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ExcellentCustomerServiceMatters"
Kathy F
July 2, 2025
5
out of
5
rating by Kathy F
"It’s so nice to work with people at a business who are really, really good at their jobs. Sandy Warren is excellent at hers! She’s helped me adjust my policies for my changing needs, and I always learn something whenever I interact with her."
We responded:
"Kathy, thank you for this wonderful review AND for recognizing Sandy who is fantastic. Thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #YouMatterWeCare"
San Diego Premier Outdoor
July 1, 2025
5
out of
5
rating by San Diego Premier Outdoor
"Sandy is fantastic! John has a wonderful team member with Sandy!! She handles everything quickly and efficiently! Love working with them both!"
We responded:
"Emily, thank you for recognizing Sandy, who you already know is terrific along with the rest of my team. Thank you for your business and we are always here to help. Hope you are having a great week. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #TheTeamMakesItHappen "
Nia M
June 29, 2025
1
out of
5
rating by Nia M
"Been with this company fire awhile with mostly no issues however today I had a horrible trying to use the roadside assistance I thought I was paying for. I made a payment and was told my policy was active, but when I tried to request help, both the app and website blocked me. Customer service said my policy hadn’t been reinstated even though they saw my payment and told me I’d have to pay out of pocket. I specifically confirmed during the payment that everything would be reactivated, but now I’m being told it wasn’t processed correctly. I’m stranded without access to my car or extra funds, and none of this was communicated upfront. This is one of the most frustrating and poorly handled situations I’ve ever dealt with. The lack of transparency and accountability is unacceptable. I reached out to John who says nothing could be done until Monday. I needed this resolved immediately, and I wouldn’t recommend this experience to anyone."
Rob D
June 27, 2025
5
out of
5
rating by Rob D
"Sandy and the team took care some updates to my policy. Very clear and simple communication by email."
We responded:
"Rob, thanks for recognizing Sandy for her customer service from my Oceanside, State Farm Insurance Agency. Your feedback is very much appreciated and all of us are here to help. Thanks for your business and have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ClearAndSimpleCommunication "
Omar Hashimi
June 25, 2025
5
out of
5
rating by Omar Hashimi
"This State Farm branch is truly exceptional—offering top-tier service and an incredible team that goes above and beyond. Sandra Warren’s dedication to her clients is unmatched. I highly recommend choosing them for your insurance needs—make sure to ask for Sandra!"
We responded:
"Omar, thank you for writing this review and for recognizing Bruce, Sandy, and Jasmin. We thank you for your business and appreciate you recommending my agency. With gratitude, John Cho"
Kylie Falk
June 23, 2025
5
out of
5
rating by Kylie Falk
"I've had nothing but an amazing experience with this state farm agency. Edwin, specifically, has helped me navigate new changes and updates and has been super kind and incredibly helpful. He's gone above and beyond to make sure everything is accurate and finalized for me and has been super professional. I highly recommend. 5 stars."
We responded:
"Kylie, good morning and thank you for recognizing Edwin from my Oceanside, State Farm Car Insurance Agency. Thank you for your positive feedback and we are always here to help. Have a great week. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelpWithAccuracy"
Mathew Garcia Trevino
June 19, 2025
5
out of
5
rating by Mathew Garcia Trevino
"I switched to State Farm back in Q3 of 2024 and I could not be happier with my policy and the service. Since the first phone call, Kerrigan has been my go to for any questions that may come up or any alterations I may need. Even as I prepare to move out of state I plan to stick with State Farm for the foreseeable future. Could not recommend enough."
We responded:
"Mathew, welcome back and thank you for sharing your experience with Kerrigan from my Oceanside, State Farm Automobile Insurance Agency. Kerrigan is everything you wrote and more. Thank you for your business and we are always here to help. Heard a rumor it is Friday. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
Shanoa Pia
June 17, 2025
5
out of
5
rating by Shanoa Pia
"Today I spoke with Erwin on the matter of adding my adult daughter to my insurance bundle. Within a couple of hours, Erwin emailed a suggested proposal for us to get the ball rolling. Thumbs up! And Thank You!"
We responded:
"Shanoa, thank you so much for sharing your customer service experience with my State Farm Insurance Agency in Oceanside. I’ll be sure to share your review with Erwin. Thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ThumbsUpCustomerService"
Bill Burch
June 17, 2025
5
out of
5
rating by Bill Burch
"Sandra always takes great care of us, and our multiple policies."
We responded:
"Bill, Sandy is everything you shared AND more and I am blessed to have her on my team. Thank you for your business, trust all is well with you and your bride and we are always here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #LikeAGoodNeighbor"
Christopher Franklin
June 16, 2025
5
out of
5
rating by Christopher Franklin
"Excellent service from Bruce on updating my plan."
We responded:
"Christopher, thanks for the review and for recognizing Bruce from my Oceanside, State Farm Insurance Agency. Hope your Monday is off to a great start. Thanks for your business and we are always here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ExcellentService Matters!"
Gail Wells
June 15, 2025
5
out of
5
rating by Gail Wells
"I recently moved to San Jose where I purchased a home. Sandy was instrumental in finding a new agent for coverage. I must let you know I received the best help, as I ever got from State Farm. you are lucky to have such a competent agent."
We responded:
"Gail, thanks for recognizing Sandy and for recommending my State Farm Insurance Agency here in Oceanside. I am blessed to have Sandy as an agent because she is terrific. Thank you for continuing to allow us to serve your insurance needs and we are always here to help. Enjoy the rest of your Sunday! With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelpRelationshipsMatter"