State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Kevin Post
July 26, 2026
"John is the nicest guy, and an absolute expert in his field! Since I met John, he has instructed me to "stay with my current State Farm agent unless I'm not happy with him"--which I have done-- yet John is still available for me anytime I have insurance questions or advise. I love State Farm (in general), and John is solid as a rock! This office is an easy referral for me, and I am happy to spread the word!
THANKS JOHN AND YOUR TEAM!!!!"
Deborah Farhat
July 25, 2026
"We had one small change to our policy and it was addressed within a couple of hours. Sandy responsed in record time! We are long time clients of Mr Cho's office."
Andrew Cooperman
July 23, 2026
"I have been with John for years and they are always available and helpful for all my needs. Recently, my newly ‘adulting’ kids have been acquiring vehicles and needing new policies that they were to be responsible for. Edwin assisted them both and had them both covered and educated on car insurance and starting to get them started on loyalty discounts"
"It means a lot to have customers who continue to trust our team through life’s changes, Andrew. We’re thankful Edwin was there to assist your kids with their new vehicle policies and help them feel confident throughout the process."
Tom Dawson
July 22, 2026
"John and Sandy were a great help. John is very knowledgeable about integrating todays insurance products. Sandy guided me through the process. They are a great team."
"Tom, we're delighted to hear that our team was able to assist you effectively with your insurance needs. It's great to know that their teamwork and expertise made the process smooth for you. If you ever have more questions or need further assistance, feel free to reach out."
Marty Schulman
July 22, 2026
""When I met John a few years ago I was impressed with his friendliness and his knowledge of the insurance business so we decided to switch to Sate Farm for our home, auto, and umbrella insurance. As an added bonus the premiums were around the same or lower than those we had with AAA insurance. I also switched to State Farm for my business liability insurance. John and his staff are easy to reach and stay on top of things for us. Highly recommended!!!"
Above was my recommendation from at least 10 years ago. Since then we have added eBike liability insurance at as cost of only around $40 per year. We continue to be extremely satisfied and we can't say enough about how easy it is to work with Sandy Warren as our primary agent in John's office. She is always very pleasant, knowledgeable, and readily available."
"It’s always special hearing from customers who have built a lasting connection with our team, Marty. We’re grateful for the opportunity to help with your different insurance needs and are happy John and Sandy Warren have provided the service and support you deserve."
Nia
July 20, 2026
"Fast and superb service!!!"
"We’re grateful for every bit of support, especially yours. Thanks, Nia!"
Maren Parker
July 19, 2026
"Edwin is very knowledgeable and helpful. He is fast and efficient with communication as well! Highly recommend!"
"Your recommendation is a wonderful compliment, Maren! We’re grateful to know Edwin’s expertise and attention to communication stood out during your experience. Thank you for allowing our team to assist you."
patricia hamilton
July 17, 2026
"he helped me with just what I needed to do
Edwin Song"
"Getting customers the help they need is what we’re here for, Patricia! We’re thrilled Edwin was able to provide the right support and make your experience a positive one. Thanks for taking the time to share your feedback."
Michael Ponce
July 16, 2026
"Sandra Warren and John have been a tremendous support to our household. Personalized service at every call. Rates have always been competitive. If you need value, support and a great insurance office, John Cho and Sandra are you team. Thank you Team Cho for many years of service."
"Michael, thank you for sharing your experience. We appreciate your business! I am delighted you mentioned Sandy in your review. All the best to your entire family.-John Cho"
Bob Heintz
July 14, 2026
"I must give Sandra glowing remarks. Her knowledge and expertise are excellent. It's obvious that customer care is very important to her. John is lucky to have such an ambassador."
"Your feedback means a great deal to our team, Bob. We’re proud to have someone like Sandra who goes above and beyond to provide helpful guidance and attentive service. Thank you for sharing your experience."
carla durler
July 9, 2026
"Been with this office for over 30 years. Have had claims for home and auto in that time as well as life changes as we age. All new policies and older existing policies have been seamless and the support when you have a need or questions answered are quick and thorough. Sandy Warren in the office is exceptional and I saw that with years of contact and help from her ever interaction is just amazing."
"Your continued loyalty means the world to us, Carla. We’re happy to hear that Sandy Warren has consistently provided the care and assistance you’ve needed through different stages of life. Thank you for allowing our team to serve you for the past 30 years!"
Diana Rodrigo
July 8, 2026
"SANDY AT STATE Farm is Always there when we need her ,She goes Above And beyond to help us with all our insurance needs very friendly and very professional and Always does it with a Smile."
"Diana, we’re so happy to hear how well Sandy has taken care of you! Knowing she’s been able to go the extra mile and support your insurance needs means a lot to our team. Thanks for sharing your experience with us."
Michael
July 7, 2026
"Edwin Song has been great - he’s always quick to respond and helps guide any questions I have."
"Michael, we really appreciate your kind words! We’re happy Edwin has been able to provide quick and helpful support when you need it. Thanks for being part of our agency."
Andrew Shakespeare
July 7, 2026
"Sandy Warren assisted our policyholder navigate the claim process for an out of state claim while he was working in Oceanside . Terrific customer service ."
"We're glad Sandy was able to assist with the out-of-state claim process while in Oceanside. Your feedback on our customer service is greatly appreciated. Thank you Andrew."
Justine Schmeiser
July 1, 2026
"Kerrigan was easy to connect with! She was very knowledgeable and patient! Thank you!"
" We're glad to hear that Kerrigan was able to assist you with her knowledge and patience. Your support means a lot to us! Thank you, Justine, for your feedback!"
Debbie Kretchmar
July 1, 2026
"Edwin was very responsive and had the answers to all of my questions - which were related to my homeowner and auto policies. Edwin was great!"
"Thank you, Debbie, for your feedback! We appreciate your support! Ensuring our clients receive top-quality service is always our priority, and we’re so pleased to hear we could assist you. If you ever have any questions, we’re just a phone call away!
"
janeiry balderas
June 23, 2026
"Edwin was fantastic! Really takes care of you through every step of acquiring a new policy and is very knowledgeable. Thank you!"
"Thank you for sharing this, Janeiry! We’re glad Edwin was able to guide you through everything and provide the expertise you needed. We appreciate your trust."
Victor
June 23, 2026
"Sandy and John Cho are top notch and are always accessible."
"Victor, thank you for taking the time to share your experience. We're pleased to hear Sandy and the team have been responsive and easy to reach whenever you've needed assistance."
ELISE CURRY
June 11, 2026
"Sandy is very helpful and friendly!!"
"Thank you very much, Elise, for taking the time to provide us with your valuable feedback! We are truly glad to hear that Sandy was not only helpful but also friendly during your experience with us. Your support and kind words mean a great deal to our entire team, and we appreciate your input immensely."
Karina Sohn
June 11, 2026
"I have been a customer of John Cho Insurance since 2016 and Sandra (Sandy) Warren has been our personal agent since day 1. She works really hard to find the best value for our homeowners, rental, umbrella and car insurances. Any time I have a question or concern with my policies, she responds in a very timely manner and is always very informative. She is prompt, knowledgeable, efficient and friendly. Excellent customer service. Thank you Sandy!"
"Karina, thank you for this wonderful review and for recognizing Sandy. Sandy takes great pride in her work and cares for our clients. Thank you for trusting us with your auto, home, rental and umbrella insurance AND for the recommendation.
With gratitude,
John"
Craig Cuthbert
June 10, 2026
"Professional, friend"
"Thank you, Craig, for your review. We're glad to hear you found our service professional and friendly. If you have any more questions or need assistance, feel free to reach out."
Leslie Conner
June 4, 2026
"Sandy was so helpful. Thanks so much!"
"Thank you, Leslie, for your feedback! We're glad Sandy was able to assist you effectively. Your support means a lot to us!"
Pat Zaun
June 3, 2026
"I get great service from Sandy at John Cho State Farm. She is extremely responsive and gives me an instant answer on every issue I have on the same day I ask. I highly recommend John Cho State Farm.
Thanks John. I also would like to mention that I got great service from Edwin as well while Sandy was away from the office. You have a great team."
"Pat, thank you very much for sharing your experience with my office. Richard and Sandy are terrific and are all about customer service. Thank you for allowing me to be your State Farm Agent over the years. Happy Thanksgiving!
Warmly,
John Cho"
Edgar Valdez
June 2, 2026
"Sandy has been a pleasure to work with, she’s assisted every step of the process. Super grateful for their support in this time"
"Thank you, Edgar, for your kind words. We're glad Sandy could assist you throughout the process. Your support means a lot to us!"
JOY LEE
May 29, 2026
"Edwin is very helpful and friendly."
"Thank you, Joy, for your feedback! We're glad to hear that Edwin was helpful and friendly during your visit. We appreciate your support and look forward to assisting you with your insurance needs in the future."