State Farm® Insurance Agent John Cho
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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Kim Cook
March 12, 2026
"Edwin was very responsive and helpful with our insurance policies. He walked us through the process and followed up with us on various actions. Highly recommend Edwin for your insurance needs."
"Thank you, Kim, for sharing your experience with Edwin. It's great to hear that he was responsive and guided you through your insurance policies effectively. We appreciate your recommendation and look forward to assisting you with any future needs. "
David English
March 11, 2026
"Edwin at State Farm was hery helpful and provided great customer service in processing my request."
"Thank you, David, for sharing your experience with Edwin at our agency. We're glad to hear he was helpful and provided great service in processing your request. We appreciate your feedback!"
Sheryl Kraft
March 10, 2026
"I moved to California about a month ago and Edwin Song has been very instrumental in getting me the best rate possible. Thank you Edwin for your attention to detail in helping me out!"
"Thank you, Sheryl, for sharing your experience! We're glad to hear that Edwin was able to assist you with finding a great rate. Your feedback means a lot to us. "
Martin Sundel
March 9, 2026
"Sandra Warren was responsive to our requests, and we appreciated her attempts to assess our policies and determine if the could provide better coverage than we currently have."
"Thank you, Martin, for sharing your experience with Sandra Warren. We're glad she could assist you in evaluating your policies and exploring better coverage options. Your feedback is invaluable to us."
John Yslas
March 9, 2026
"Edwin is great, very responsive and very bright!"
"Thank you, John, for your feedback! We're glad to hear that Edwin's responsiveness and expertise made a positive impact. Your support means a lot to us."
Juliana W
March 6, 2026
"Recently, my husband and I wisely decided to transfer our State Farm car and home policies to John Cho, whose office is located in Oceanside. We have been State Farm patrons for about 40 years! During our initial interactions, we found both John, and Sandy Warren, the office manager, to be cordial and supportive as we shared our concerns about our car insurance policy. Sandy proved to be proactive as she followed up in a timely manner to confirm there were no unfavorable issues affecting our policy. She demonstrates a 5 star customer service skill set which includes attentiveness, compassion, patience, and communication. Engaging with Sandy is like conversing with a neighbor, who happens to be a proficient State Farm office manager."
"Thank you, Juliana, for sharing your experience with us. We're glad to hear that we made your transition smooth and addressed your concerns with such care and professionalism. It's great to know that Sandy's approach made you feel at ease, like talking to a neighbor. "
Jocelyn Sprinkle
March 5, 2026
"Sandy was very helpful providing information for my mom to switch her medicare supplement plan"
"Thank you, Jocelyn, for sharing your experience! We're glad Sandy could assist your mom with her Medicare supplement plan. If you have any more questions, feel free to reach out. "
Deborah Cocking
March 5, 2026
"John Cho and Sandy Warren are an awesome team. We insure our home and vehicles with State Farm and they listen when we discuss any concerns we might have. We have been with them for many years and will continue to do so."
"Thank you, Deborah, for your kind words. We're grateful for your trust in insuring your home and vehicles with us over the years. Looking forward to continuing to serve you. "
Shay Larrabee
March 3, 2026
"Sandy is the best!"
"Thank you, Shay, for your feedback! We're glad to hear that Sandy made such a positive impact. Your support means a lot to us."
Kyle Paxman
February 28, 2026
"I switched my insurance from out of state and Sandy was awesome to work with. She was incredibly helpful, quick to respond, and very friendly throughout the process! Highly recommend."
"Thank you, Kyle, for sharing your experience! We're glad Sandy could assist you with your insurance switch and provide the support you needed. Your recommendation means a lot to us. "
Bongyong Song
February 21, 2026
"I have been working with Sandy and John to decide specific options for my home, auto, and umbrella policies. Sandy is knowledgeable, professional, and quick to response with detailed information. She provided me with available options and suggestions for what to consider so that I can make informed decisions for my protection & risk mitigation. I have been very happy with my experiences with both Sandy and John."
"Thank you, Bongyong, for sharing your experience with us. We're glad to hear that we have been able to assist you with your home, auto, and umbrella policies. Your satisfaction with our service is important to us. "
Kathy Atwood
February 20, 2026
"John and his team provide great customer service. They are friendly and always willing to help. They have a professional approach when it comes to being sure your insurance needs are taken care of. Sandy is the best!"
"Thank you, Kathy, for your kind words! We're glad to hear that our team has been helpful and professional in meeting your insurance needs. We appreciate your feedback and support. "
angelita h.
February 20, 2026
"Edwin is a great help!"
"Thank you, Angelita, for your feedback! We're glad to hear that Edwin was able to assist you effectively. Your support means a lot to us. "
kylie pester
February 20, 2026
"Edwin was great! Definitely recommend contacting for your insurance needs!!"
"Thank you, Kylie, for your feedback! We're glad to hear that Edwin was able to assist you with your insurance needs. Your recommendation means a lot to us. "
Bill Burch
February 19, 2026
"Sandra always takes great care of us, and our multiple policies."
"Bill, Sandy is everything you shared AND more and I am blessed to have her on my team. Thank you for your business, trust all is well with you and your bride and we are always here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #LikeAGoodNeighbor"
Scott Raymond
February 18, 2026
"John Cho has helped us with coverage on multiple cars and homes since moving to the San Diego area about 10 years ago. We recently moved our last vehicle from Louisiana with Edwin taking care of us getting our insurance changed over the same day before I head over to the DMV. Thank you, Edwin!"
"Thank you, Scott, for sharing your experience with us! We're glad Edwin could assist you with your insurance needs promptly. We appreciate your continued trust over the years. "
Chris Ryburn
February 17, 2026
"I just would like to say that I received 5-star customer service from Sandy at State Farm (John Cho's office at 3520 College Blvd., Oceanside). I was requesting a modification to my homeowner's policy, and Sandy was very quick and knowledgeable during our interaction. Thanks Sandy!"
"Thank you, Chris, for your kind words about Sandy's service at our Oceanside office. We're glad to hear she was quick and knowledgeable in assisting with your homeowner's policy modification. Your feedback is greatly appreciated. "
Ray McCuen
February 14, 2026
"Had to replace my windshield recently. Edwin assisted and was very helpful, courteous and professional. Thanks Edwin!"
"Thank you, Ray, for sharing your experience! We're glad Edwin could assist you with your windshield replacement in such a helpful and professional manner. We appreciate your feedback and support."
vene sanchez
February 14, 2026
"Felix!! He's a great agent, he easily answers questions and resolves doubts. Today he was very kind and quick to help without any problems. Thank you so much Felix"
"Thank you, Vene, for sharing your experience with Felix! It's great to hear that he was able to assist you promptly and kindly. We appreciate your feedback and look forward to continuing to serve you."
kelly west
February 11, 2026
"Sandy was terrific. She was quick and efficient with my paperwork and I was insured within the hour."
"Thank you, Kelly, for sharing your experience with Sandy. It's great to hear she was quick and efficient in getting your paperwork sorted and insurance set up so swiftly. We appreciate your feedback!"
Guy Bojarsky
February 10, 2026
"Edwin was fantastic! Quick, easy, best price. A++"
"Thank you for your feedback! We're glad Edwin could assist you quickly and efficiently while offering the best price. Your A++ rating means a lot to us. "
Valerie Livesay
February 4, 2026
"I've practically had John Cho's State Farm office on speed dial these last few months as I navigated options related to our son getting his driver's license and the various associated options and costs. Every time I call, the phone is promptly answered by a lovely, knowledgeable, and helpful human who seems to recognize me by name instantly. Edwin, Kerrigan, and Sandy have accompanied me on this journey of information gathering, option-exploring, and insurance-securing, and as a result of their guidance, I have added a Vespa (for me!) to our vehicle mix and I'm saving money in the process! Our new driver was added to our policy instantly and seamlessly, and we have received all the documentation we needed straight to our email inbox. In addition to vehicle insurance, we have property insurance through State Farm and they've been such a helpful resource in directing me toward business insurance for my specialized professional offerings. John's fortunate to have such a great team working with him, and we're fortunate to have had them in our corner for both our car insurance needs all these years. I would highly recommend them."
"Thank you, Valerie, for sharing your experience with our office. It's great to hear that Edwin, Kerrigan, and Sandy have been so helpful in navigating your insurance needs, from adding your son as a new driver to exploring business insurance options. We're glad to have been a part of your journey and appreciate your recommendation. "
Bonnie Silk
February 4, 2026
"Edwin provided outstanding customer service from start to finish! It’s clear that Edwin truly values his customers and their satisfaction. I highly recommend working with him if you want exceptional service!"
"Thank you, Bonnie, for your kind words about Edwin's customer service. We're glad to hear that his dedication made such a positive impact on your experience. Your recommendation means a lot to us. "
Eric Houston-Billión
February 1, 2026
"Many thanks to Kerrigan Dye at State Farm for helping me make sure my old auto policy was updated and coverage transferred to a new vehicle that I recently purchased. Kerrigan answered all of my questions, provided useful recommendations, and made the process go smoothly."
"Thank you, Eric, for your kind words about Kerrigan. We're glad to hear that the process of updating your auto policy and transferring coverage to your new vehicle went smoothly. Your feedback is greatly appreciated. "
Marylou Jenkinson
January 30, 2026
"I was very fortunate to have Sandy W. assist me. She did a fantastic job helping me with my supplemental health insurance. She was very efficient. She knew more than the previous agents I spoke to. I definitely recommend this business if you want to get the job done!"
"Thank you, Marylou, for sharing your experience with Sandy W. It's great to hear that she was able to assist you efficiently with your supplemental health insurance. We appreciate your recommendation and look forward to serving you again."