State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Drora Oren
October 24, 2025
5
out of
5
rating by Drora Oren
"We are newcomers to CA and needed a knowledgeable and experienced insurance agent. A neighbor recommended John Cho State Farm agency. We were lucky to meet Sandy Warren who's been taking a good care of us. Thank you, Sandy!"
We responded:
"Drora, thank you for this review and for recognizing Sandy who is exactly as you described and focused on customer service. I just shared your review with her and you made her day. 😎 Thank you for your auto and property and casualty insurance business AND welcome to Oceanside, CA! With gratitude, John"
John Vieceli
October 17, 2025
5
out of
5
rating by John Vieceli
"I've been very happy with State Farm and John Cho's office. Both Edwin and Kerrigan have helped me with various issues and provided great service and support."
We responded:
"John, thank you for taking the time to share your experience with my State Farm Insurance Agency in Oceanside AND for recognizing both Edwin and Kerrigan. Thank you for your business and we are always here to help. Have a wonderful weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #GreatServiceMatters"
Peter Li
October 16, 2025
5
out of
5
rating by Peter Li
"Edwin=A+"
We responded:
"Thank you Peter for the A+ rating for Edwin who is terrific. Thank you for trusting my Oceanside, State Farm Agency with your insurance needs and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #A+Service"
David Lovejoy
October 16, 2025
5
out of
5
rating by David Lovejoy
"We have been with State Farm for many years (30+), and have always been pleased with the product and service. John Cho has always been responsive. Recently, his coworker Edwin Song helped us upgrade our homeowners coverage; due to rising construction costs. He was helpful and efficient explaining our options"
We responded:
"David, thank you for this wonderful review and for recognizing Edwin. All of us appreciate your business over the many years and for the trust you and Nina have placed in my State Farm Insurance Agency, Oceanside. Please reach out any time we can help. All the best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceMattersAllTheTime"
Tess M. Estoque
October 15, 2025
5
out of
5
rating by Tess M. Estoque
"Thank you Sandy for an excellent job."
We responded:
"Tess, thank you very much for recognizing Sandy from my State Farm Insurance Agency in Oceanside. All of us appreciate the opportunity to be of service and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, CA #HereToHelp"
Nathan Giordano
October 13, 2025
5
out of
5
rating by Nathan Giordano
"Sandra from this office has been helping me for years! She always has the information I need and is fast and efficient whenever I need to change or update policies. Thanks Sandra!"
We responded:
"Nathan, thank you for sharing your experience with Sandy from my Oceanside, State Farm Insurance Agency. I am blessed to have her on my team and I just shared your review with her. Thank you for your business and reach out to us anytime we can help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #FastAndEfficientServiceMatters"
Erik Tappin
October 11, 2025
5
out of
5
rating by Erik Tappin
"Long standing client and always have a good experience. Sandy is great!"
We responded:
"Erik, thank you for recognizing Sandy AND thank you for our long standing relationship over the years . Thank you for trusting my Oceanside, State Farm Insurance Agency and we are always here to help. Looks like a beautiful Saturday morning. Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #RelationshipsMatter"
Guillermo Aguilar
October 10, 2025
5
out of
5
rating by Guillermo Aguilar
"Once again finding solutions with the State Farms agency of Oceanside and especially with Bruce, an excellent agent always willing to help by finding solutions to situations with my Car insurance, but also with the satisfaction of finding empathy with their service. Excellent agent Bruce, thank you very much 🙏🏼."
We responded:
"Guillermo, thanks for sharing your experience and for highlighting Bruce’s wonderful qualities from my Oceanside, State Farm Agency. Thank you for your business and take good care of yourself. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #RelationshipsWithYourAgentMatter"
Patrice Small
October 10, 2025
5
out of
5
rating by Patrice Small
"Edwin was great with setting me up with my car insurance he explained every detail and answered all my questions. Responded to my emails quickly I must say this is the best feeling knowing he heard me when I expressed my concerns about insurance thank you Edwin!!!!!!"
We responded:
"Patrice, thank you for sharing your car insurance experience with Edwin from my Oceanside, State Farm Insurance Agency. I’ll be sure to share your review with him. Thank you for your business and we are always here to help. Heard a rumor it is Friday.😎 Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelpPersonalServiceMatters"
Jacquelynn Bruce
October 8, 2025
5
out of
5
rating by Jacquelynn Bruce
"Last Friday, I called St. Farm to inform them of my newly purchased car. Edwin assisted me immediately. He was professional, knowledgeable, quick, and polite. He is an asset to your company. Thank you, Edwin I hope you enjoy your lunch. You deserve it! Jacquelynn B."
We responded:
"Jacquelynn, thank you for taking the time to share your experience with my agency and for recognizing Richard and Sandy. So glad we were able to help. Thank you for allowing me to be your State Farm Agent and I hope this note finds you well. Please take good care of yourself and Happy New New! With gratitude, John Cho"
Jean&Bill Boston
October 8, 2025
5
out of
5
rating by Jean&Bill Boston
"Once again, I needed help in getting information to State Farm Life Insurance. I am not a customer personally of State Farm, but when I walk into John Cho's office, I am treated as though I were someone they do business with. On Oct. 2nd, it was Sandy Warren who was so nice to me. She handled my request with smiles and efficiency!! Thank you, Sandy!!"
We responded:
"Jean & Bill, thanks for stopping by my State Farm Insurance Agency in Oceanside and delighted to read Bruce took good care of you. Thank you for your business and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #GoodNeighborAgent"
Paul
October 8, 2025
5
out of
5
rating by Paul
"Sandy has been very helpful over the years"
We responded:
"Paul, thank you for recognizing Sandy. I’ll be sure to share your review with her. Have a great evening. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #RelationshipsMatter"
Angelo Acosta
October 7, 2025
5
out of
5
rating by Angelo Acosta
"Amazing worker and fast to business"
We responded:
"Thank you Angelo! Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #WeCareYouMatter"
Gabe Chavez
October 7, 2025
5
out of
5
rating by Gabe Chavez
"Big thank you to these guys. Bruce Alto always returns my emails in a timely manner and helps me with any questions I have. When searching for motorcycle insurance, Bruce helped me with patience and diligence. Thanks again!"
We responded:
"Gabe, thank you for this review AND for recognizing Bruce. Congrats on the motorcycle and thank you for trusting my State Farm Insurance Agency in Oceanside, CA. Best! John Cho, CLU & ChFC-State Farm Motorcycle Insurance, CA #PromptServiceAndFollowUpMatters"
Steven Richardson
October 7, 2025
5
out of
5
rating by Steven Richardson
"Edwin was been great at getting my policy updated and refreshed. Thank you so much"
We responded:
"Thank you Steven for sharing your experience with Edwin from my Oceanside, State Farm Insurance Agency. I’ll be sure to share your review with him. Thank you for your business and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AlwaysHereToHelp"
palodobrik
October 3, 2025
5
out of
5
rating by palodobrik
"This is the perfect office. I dealt with Edwin the other day and he was very helpful , knowledgeable and very quick with the email follow up. Thank you"
We responded:
"Pavol, thank you for sharing your experience with Edwin from my Oceanside, State Farm Insurance location. I’m delighted he delivered 5⭐️ customer service. Thank you for trusting us with your insurance needs and we are always here to help. Heard a rumor it is Friday. Have a great weekend. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HelpfulKnowledgeableAndQuick"
Scott Michaels
October 3, 2025
5
out of
5
rating by Scott Michaels
"Sandra is the greatest! She always goes above and beyond what's expected and I appreciate her more every time I call..."
We responded:
"Scott, thank you for recognizing Sandy and thank you for your business. Have a great evening! With gratitude, John"
Donna Tusack
October 2, 2025
5
out of
5
rating by Donna Tusack
"Again, I want to give an excellent review for this office staff especially Sandy and the help she continues to give me. Called today and Sandy was so very helpful in answering my questions and sending me additional information. Kudos to her outstanding customer service!! I am very pleased with the customer service and response time I have received from John Cho and his staff. I want to give a special shout out to Sandy that works in the office. She has helped me numerous times and each time has handle my questions or issues thoroughly, efficiently and with respect. I would highly recommend this office to service your insurance needs."
We responded:
"Donna, thank you for taking the time to provide feedback from my State Farm Insurance Agency in Oceanside and for the recommendation. Special thanks for recognizing Sandy and her customer service. Thank you for your business and please reach out anytime we can help. Have a great evening. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, CA #ServicePlusBecauseServiceMatters"
Holli Crawford
September 30, 2025
5
out of
5
rating by Holli Crawford
"I always appreciate John Cho’s agency and their wonderful customer service!! Sandy is A+ in helping out online!!"
We responded:
"Thank you Holli for the shout out on Edwin and for the 5⭐️ review. We appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #TimelyCustomerServiceMatters"
Jim Scanlon
September 29, 2025
5
out of
5
rating by Jim Scanlon
"I’m a small company with a business trajectory of becoming a medium sized company within 3 years of inception. John Cho and his seasoned staff were instrumental in guiding me through the many decisions I had to make regarding to insurance coverage for a small business. His company’s base of knowledge in insurance allowed me to focus on those areas where I was more competent and effective. I would strongly endorse John Cho and his staff for small business like mine. Jim Scanlon"
Nestorj
September 27, 2025
5
out of
5
rating by Nestorj
"Edwin was easy to work with. He understood my car insurance needs and was able to help me."
We responded:
"Nestorj, thank you for this valuable feedback on Edwin from my State Farm Agency, Oceanside. I’ll be sure to share your kind words with him. Thank you for your business and I hope you are having a great Friday evening and enjoy the rest of your weekend. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #WeUnderstandYourNeeds "
Michael Henderson
September 26, 2025
5
out of
5
rating by Michael Henderson
"Sandy did a great job assisting me with renewing my CFP policy and getting a copy of my new Policy Declarations Page. Thanks for the great customer service."
We responded:
"Michael, thank you for sharing your customer service experience with Sandy from my Oceanside, State Farm Insurance Agency. No surprise Sandy delivered 5 ⭐️ service. She is terrific and I’m blessed to have her on my team. Thank you for your business and please reach out any time. Heard a rumor it is Friday. Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #DeliveringGreatCustomerService"
Mariam Ebadi
September 25, 2025
5
out of
5
rating by Mariam Ebadi
"Sandy is incredible!! She’s always quick to respond, very knowledgeable, and makes handling our insurance needs easy and stress-free. Highly recommend working with her!"
We responded:
"Mariam, thank you for taking the time to provide this feedback from my Oceanside, State Farm Insurance Agency AND for recognizing Sandy who is terrific. Thank you for trusting us with your insurance business and we are always here to help. Have a great evening. With gratitude, John Y. Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #YourInsuranceEasyAndStressFree"
Crystal Cliame
September 23, 2025
5
out of
5
rating by Crystal Cliame
"Edwin Song helped me today and I really appreciate his prompt response to my request to send me a copy of my car insurance card. He was very friendly and really enjoyed talking to him.👍👍👍"
We responded:
"Crystal, thank you for sharing your experience with Edwin from my Oceanside, State Farm Insurance Agency and for the 5⭐️s. I just shared your review with him and you made his afternoon. I trust this note finds both you and James well. Thank you for your insurance business and we are always here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #Five⭐️ServiceMatters "
Deborah Zie
September 23, 2025
5
out of
5
rating by Deborah Zie
"I recently had a billing question about my home insurance and spoke to Edwin Song, the account manager at John Cho"s State Farm office. Edwin emailed me a couple days later to ask for additional information and is working on getting an answer for me. Edwin is polite, professional and efficient. I appreciate the 5 star service I have received from Edwin."
We responded:
"Good morning Deborah and thank you for sharing your 5⭐️ experience with Edwin from my State Farm Insurance Agency in Oceanside. I’ll be sure to share your review during our team meeting later this morning 😎. Thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC- State Farm Insurance Agent, Oceanside, CA #Five⭐️CustomerServiceIncluded "