State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Wonder Woman
January 17, 2025
5
out of
5
rating by Wonder Woman
"Manager edwin is helpful"
Lic.Adriana Hafen
January 14, 2025
5
out of
5
rating by Lic.Adriana Hafen
"Excellent customer service - fast and efficient Bruce Alto Thank you"
We responded:
"Adriana, thank you for recognizing Bruce with this 5⭐️review from my Oceanside, State Farm Insurance Agency. Thank you for your business and Happy New Year! Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #FastEfficientExcellentService"
Anabel GUZMAN
January 7, 2025
5
out of
5
rating by Anabel GUZMAN
"Gracias a Bruce pro alludar me con mi reclamo. El tomo tiempo par alludar me."
We responded:
"Anabel, thank you for the 5⭐️s and for recognizing Bruce when you needed my Oceanside, CA, State Farm Agency most-during a claim. We appreciate your business and all of us are here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereWhenYouNeedUsMost"
Recardo Somers
January 7, 2025
5
out of
5
rating by Recardo Somers
"5 stars because Kerrigan Dye is literally this best agent ever she has never failed to assist or answer any questions I had. 5 starssss"
We responded:
"Recardo, Happy New Year and thank you for recognizing Kerrigan with this 5 ⭐️ review. We appreciate your insurance business and Kerrigan along with my entire team here at my Oceanside, State Farm Agency are here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AlwaysHereToHelp"
Jerry Richards
January 7, 2025
5
out of
5
rating by Jerry Richards
"25+ years No problems !"
We responded:
"Jerry, Happy New Year and thank you for trusting us with your insurance needs for over 25 years. We appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #GoodNeighborAgent25+Years"
Rafael Padilla
January 4, 2025
5
out of
5
rating by Rafael Padilla
"I just want to say thank you. I was diagnosed with epilepsy and Geico kicked me out of their coverage. My wife suggested State Farm, as her parents have their house insured by them. We went to check their hours, it was 3 minutes before 5 (closing time) Bruce not only answered our questions, but, took extra time to get us covered with a new policy. Thank you Bruce for staying late for us. Rafael P"
We responded:
"Rafael, I am delighted to read that Bruce took care of your car insurance needs from my State Farm Agency in Oceanside after what you just went through. Bruce is passionate about outstanding customer service so no surprise he stayed after hours to care for you. Thank you for your business and welcome to the State Farm family. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #CaringServiceComesStandard"
Deanna Wong
January 3, 2025
5
out of
5
rating by Deanna Wong
"Edwin Song was very attentive and processed my request promptly. Thanks again for your help Edwin!"
We responded:
"Happy New Year Deanna! Thanks for the 5⭐️ customer service review for Edwin. We are grateful for your insurance business and we are always here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AttentiveCustomerServiceMatters"
Phuong L
January 2, 2025
5
out of
5
rating by Phuong L
"Edwin Song was very helpful, fast and efficient in updating my docs . Very thankful for his help and the quick turnaround!"
We responded:
"Phuong, thank you for sharing your customer service experience with Edwin from my Oceanside, State Farm Agency. I just shared your review with him and you made his day. Thank you for your business and Happy New Year! Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AlwaysHereToHelp"
Erin Cain
January 1, 2025
5
out of
5
rating by Erin Cain
"Love this State Farm office. Everyone is always so helpful. Edwin was a big help today. Made it all quick & easy!"
We responded:
"Erin, thank you so much for the 5 ⭐️s and for recognizing Edwin. Happy New Year and Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ExcellentCustomerServiceMatters"
Malcolm Lloyd-Smith
December 28, 2024
5
out of
5
rating by Malcolm Lloyd-Smith
"Within minutes of me sending an email on a Friday afternoon, with photos of windscreen damage, Sandy Warren called me, then a glass company, then me again, in order to get it repaired the same afternoon. Repair was needed quickly as I was returning the car at the end of the lease that weekend. I can hardly believe that it was all done and repaired within 2 hours of my initial email. Unbelievably good service - way above and beyond. Thank you Sandy. Amazing."
We responded:
"Malcolm, thank you for sharing your customer service experience with Sandy in my Oceanside, State Farm Insurance Agency. Delighted to read my office was there for you when you needed us most. Thank you for your business and Happy New Year to you and Lynn. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ThereWhenYouNeedUsMost"
Lynn Opelka
December 27, 2024
5
out of
5
rating by Lynn Opelka
"Bruce was very attentive and helpful in transferring my insurance to my new car."
We responded:
"Lynn, thank you for the 5 ⭐️ customer service review on Bruce! All of us appreciate your insurance business from my Oceanside, CA State Farm Agency. Happy New Year! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AttentiveHelpfulCustomerService"
Laurie Sheahan
December 24, 2024
5
out of
5
rating by Laurie Sheahan
"Yesterday I received a notification/bill that I called about. I was both concerned and looking for clarification. Agent Edwin Song answered my call and gave me clarity and assistance in a kind and professional manner that eased my mind. The unexpected, follow up email was an added bonus that I really appreciate as well. I’ve have been a client of John Cho’s State Farm office for many years. I consistently receive friendly, personal service any and every time I call. I highly recommend doing business with this State Farm office."
We responded:
"Laurie, thank you for sharing your customer service experience with Edwin and my Oceanside, State Farm Insurance Agency. All of us appreciate the recommendation and relationship over the years. Thank you for your business and Merry Christmas! Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #CustomerServiceAndRelationships"
Xavier Pasefika
December 17, 2024
5
out of
5
rating by Xavier Pasefika
"I called inquiring about new auto insurance, Edwin Song was very knowledgeable and helpful with getting me setup with the best options. Edwin helped me get ready to buy a new car off the lot this coming weekend."
We responded:
"Xavier, thank you for taking the time to share your car insurance experience with Edwin from my State Farm Agency in Oceanside. Congrats on your new purchase and thank you for your business. We are always here to help. Merry Christmas! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HelpfulKnowledgeableBestOptions"
Gerina St Amant
December 17, 2024
5
out of
5
rating by Gerina St Amant
"Needed an insurance policy for my son in a half hour or less. Bruce got it done and at a very reasonable price!"
We responded:
"Gerina, I hope this note finds you well. thank you for sharing your experience with Bruce from my Oceanside, State Farm Agency. I’m delighted to read he took care of you quickly. Thank you for your insurance business and we are always here to help. Merry Christmas and Happy New Year! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereWhenYouNeedUsMost"
Main Office
December 17, 2024
5
out of
5
rating by Main Office
"John Cho has been my agent for many years. I moved to another county years ago and chose to continue with his agency. Sandra Warren has once again gone above and beyond to meet my insurance needs. She is knowledgeable, efficient and friendly. Thank you Sandra for all you do!"
We responded:
"Thank you for sharing your experience with Sandy and my State Farm Agency in Oceanside from outside San Diego County! We appreciate your business and we are always here to help. Merry Christmas! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #CustomerService Matters!"
Dave Rosenthal
December 10, 2024
1
out of
5
rating by Dave Rosenthal
"I've been with State Farm for 45 years, and ended my relationship today because this office failed. My bill is $600 more than what they quoted me, and they blamed it on a "glitch" with no apologies, and they couldn't have cared less that I'm leaving."
We responded:
"Mr. Rosenthal, on behalf of your former State Farm Agent prior to just moving to California, I’m sure he is grateful for the 45 year relationship and thanks you. Every state has different automobile insurance underwriting requirements AND California has some of the strictest rules. Please reach out to me at 760-758-4115 if you have any questions. Thank you. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
Paul Loban
December 5, 2024
5
out of
5
rating by Paul Loban
"There is only one reason I have had State Farm for so long, and at this office for so long, that reason is Sandy Warren. In a world where insurance companies are full of red tape and can feel almost useless, Sandy stands out as a beacon of hope and sanity. She goes above and beyond every time. She provides a human and personal touch. She actually cares, and it shows. Sandy thank you for your tireless efforts to actually help people."
We responded:
"Paul, thank you for this detailed review AND especially for recognizing Sandy. Sandy is passionate about customer service and it shows. Thank you for trusting my State Farm Agency in Oceanside with your insurance needs and we are always here to help. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ExcellentCustomerServiceMatters"
Stephen Phillips
December 5, 2024
5
out of
5
rating by Stephen Phillips
"These guys have been great to work with overall and super attentive. I recently needed some information for a loan we were working on and Bruce was super helpful and provided us with what we needed at lightning speed. Thanks, super grateful."
We responded:
"Good morning Stephen and thank you for sharing your experience with my Oceanside, State Farm Agency. I appreciate the shout out for Bruce who is fantastic. Thank you for your insurance business and we are always here to help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #CustomerServiceMatters"
Roger Barrantes
December 5, 2024
5
out of
5
rating by Roger Barrantes
"I called this afternoon to inquire about different ways to lower our premiums. Edwin Song was very professional and knowledgeable. We already had a very competitive rate so there were not a lot of options to lower our premiums but Edwin still helped with my questions and offer recommendations. He also said he will email some options by the end of the day and he did! Thank you! Roger"
We responded:
"Good evening Roger, thank you for providing this feedback and for sharing your experience with Edwin who is terrific. No surprise he followed through on his promise when he said he would. Thank you for your business and for sharing your experience with my State Farm Insurance Agency in Oceanside. All the best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #PromisesMadePromisesKept"
Clemencia Garcia
December 4, 2024
5
out of
5
rating by Clemencia Garcia
"It was so easy to work with Edwin! Thank you for your excellent customer service."
We responded:
"Clemencia, thank you for sharing your 5⭐️ experience with Edwin in my Oceanside, State Farm Insurance Agency. I just shared your review and you made his day. Hope you had a great Thanksgiving, thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #InsuranceMadeEasy😎"
Cristina Vaughn
November 25, 2024
5
out of
5
rating by Cristina Vaughn
"Edwin Song with State Farm Insurance was so helpful with an urgent report needed for the buyer side of a Real Estate transaction. He got me what I needed very quickly! What an awesome agent! I wish other insurance agents were as responsive as he was! Thank you Edwin :)"
We responded:
"Happy Thanksgiving Christina! Thank you for sharing your experience with Edwin from my Oceanside, State Farm Insurance Agency. I just shared your review with him and you made his day. Thank you again and we are always here to help. John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
Dell Olson
November 22, 2024
5
out of
5
rating by Dell Olson
"Excellent experience with Sandy ! Always helpful, knowledgeable, caring. We have been with Cho for 9 years and Sandy has never failed us. Dell and Frances Olson"
We responded:
"Thank you Dell for sharing your experience with Sandy at my Oceanside, State Farm Agency. Sandy is everything you wrote and more. Thank you for your business and Happy Thanksgiving to you and Frances! Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HelpfulKnowledgeableCaring"
Doree Castle
November 19, 2024
5
out of
5
rating by Doree Castle
"I just bought a new car and needed to get insurance and cancel my sold car. I worked with Edwin Song who works for John Cho whom I had never met. He worked quickly to come up with several options for coverage. He made the experience nice by clearly communicating my options and plan. We wrapped up the process with what I needed to feel secure and comfortable. Appreciate his support and professionalism. Kind regards, Doree"
We responded:
"Doree, thank you for sharing your experience with Edwin and my Oceanside, State Farm Agency. I’m delighted to read that he took care of your automobile insurance needs and will share your comments at our morning team meeting. 😎Thank you for your business and we are always here to help. Happy Thanksgiving! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #WeCareYouMatter"
Larraine Mariano
November 18, 2024
5
out of
5
rating by Larraine Mariano
"Another excellent service from State Farm Insurance - Oceanside. Bruce Alto listened to my concerns, he did some research, got back to me via email and phone call. Customer service is top on his list. Thank you"
We responded:
"Larraine, thank you for the 5 ⭐️s, thank you for sharing your customer service experience with Bruce and thank you for your business. Hope you have a wonderful Thanksgiving. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #CustomerServiceMattersAlways"
Tem ulus
November 16, 2024
5
out of
5
rating by Tem ulus
"Thanks to Edwin for being able to answer my calls quickly and when I had questions, being able answer thoroughly and kindly. I'm glad I was able to get my first insurance for my first car with this guy."
We responded:
"Tem, thank you for taking the time to write this review and for recognizing Edwin. We appreciate the trust you have placed in my Oceanside, State Farm Agency and we are always here to help. Have a great weekend and welcome to the State Farm family. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #WeCareYOUMatter"