State Farm® Insurance Agent John Cho
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Elizabeth Hunten
June 13, 2025
5
out of
5
rating by Elizabeth Hunten
"Everyone at John Cho's State Farm office has been incredible to work with!! The service is white glove for sure. I especially want to mention Edwin who has gone above and beyond time and time again!!"
We responded:
"Mrs. Hunten, thank you so much for the shout out, 5⭐️ review and for recognizing Edwin who is terrific. Thank you for trusting my Oceanside, State Farm Insurance office with your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
Lise Clermont
June 11, 2025
5
out of
5
rating by Lise Clermont
"Sandra Warren was friendly, knowledgeable and answered all my questions. It was a pleasure working with you. I highly recommend them to anyone looking for an insurance agency."
We responded:
"Good morning Lise and thank you for recommending my Oceanside, State Farm Insurance Agency and for the shout out on Sandy. All of us appreciate your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #FriendlyKnowledgeableService"
Tim Martin
June 10, 2025
5
out of
5
rating by Tim Martin
"Every year about this time I get a friendly reminder from Sandy Warren that my professional insurance is due for renewal. Sandy has always been very helpful and very friendly. Kudos to Sandy!"
pedro bernon
June 10, 2025
5
out of
5
rating by pedro bernon
"I've been extremely satisfied with Sandra Warren for over 10 years. She's friendly, responsive and extremely professional. Call and ask for Sandy, she's the best!"
We responded:
"Pedro, thank you for this review and for recognizing Sandy. I am blessed to have her on my team. Thank you for your business and take care. With gratitude, John Cho"
Seth Keller
June 6, 2025
5
out of
5
rating by Seth Keller
"Just purchased motorcycle insurance for the year with the help of Kerrigan, very nice and helpful, made the process very smooth and hassle free. Thanks again Kerrigan!"
We responded:
"Seth, congrats on your recent purchase and thank you for trusting my State Farm Insurance Agency in Oceanside. Thank you for recognizing Kerrigan for her customer service. All of us appreciate your business and we are always here to help. Cheers to the weekend! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #NiceHelpfulSmoothAndHassleFree"
Josefa Escobar
June 6, 2025
5
out of
5
rating by Josefa Escobar
"Gracias por alludar me Bruce! La oficina de John Cho trabaja rapido y lo recomendo."
We responded:
"Josefa, thanks for the shout out, thanks for recognizing Bruce and thanks for trusting my State Farm Insurance Agency with your business. Heard a rumor it is Friday. Have a great weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceMatters "
Milika Poggemeyer
June 5, 2025
5
out of
5
rating by Milika Poggemeyer
"Working with Edwin was a great experience! I was able to get everything I needed handled in a timely fashion! Great experience."
We responded:
"Milika, thank you for sharing your 5⭐️ experience with Edwin from my Oceanside, State Farm Insurance Agency. Delighted to read Edwin handled your needs in a timely manner. Thank you for your business and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #GreatExperienceWithTimelyService "
Kristine
June 4, 2025
5
out of
5
rating by Kristine
"Thanks Sandy for all your help through my many questions! You are the BEST and get my highest recommendation!!"
We responded:
"Good morning Kristine and thank you for the recommendation and for recognizing Sandy. Thank you for trusting my Oceanside, State Farm insurance office with your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AlwaysHereToHelp"
Vinnie Samson
June 2, 2025
5
out of
5
rating by Vinnie Samson
"This was such a great experience insuring my new truck. Bruce was friendly, professional and well versed to my needs. I'm very pleased and would recommend this office to everyone."
We responded:
"Vinnie, thank you for sharing your experience with Bruce in my State Farm Insurance Agency in Oceanside. Bruce is everything you wrote and more AND I just shared your review with him. Thank you for trusting my office with your new truck insurance and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #FriendlyProfessionalWellVersed "
Oneida Altman
May 31, 2025
5
out of
5
rating by Oneida Altman
"Sandy is the absolute best!! She was very quick to get me a quote and to get my insurance active! 5 star service and please ask for Sandy!"
We responded:
"Thank you Oneida for recognizing Sandy with a 5 ⭐️ review from my Oceanside, State Farm Insurance Agency! Everything you wrote about Sandy is on point. Thank you for your insurance business, enjoy the rest of your Saturday and weekend, and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceServiceService"
Bongyong Song
May 28, 2025
5
out of
5
rating by Bongyong Song
"I have been working with Sandy and John to optimize my home, auto, and umbrella policies. Sandy is professional, always available and quick to response with detailed information. She provided me with available options and suggestions for what to consider so that I can make informed decisions for my protection. I have been very happy with my experiences with both Sandy and John."
We responded:
"Dr. Song, thank you for this wonderful review and for recognizing Sandy who is terrific. We appreciate your business and wish your family a very Happy Thanksgiving. All the best! John"
Kelson Splavec
May 22, 2025
5
out of
5
rating by Kelson Splavec
"We are very happy with the service. Sandy is the best! She is always quick to respond, super knowledgeable and easy to work with."
We responded:
"Kelson, thank you for the shout out for Sandy and for trusting my Oceanside, State Farm Insurance Agency with your needs. Sandy is everything you shared and more. Thank you for your business and all of us are always here to help. Have a safe and enjoyable Memorial Day holiday. All the best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #QuickToRespondEasyToWorkWith "
Oscar Salcedo
May 22, 2025
5
out of
5
rating by Oscar Salcedo
"I always get great customer service from Sandy"
We responded:
"Oscar, thank you so much for your valuable feedback and for recognizing Sandy from my State Farm Insurance Agency in Oceanside. I’m very blessed to have her on my team. Trust this note finds you and your bride well. Thank you for your business and enjoy this Memorial Day weekend. Best! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ExpectGreatCustomerService"
Dawn Dully
May 22, 2025
5
out of
5
rating by Dawn Dully
"OMG! Sandy Warren makes everything better! Her customer service and follow through are the best! I always know when I speak with Sandy, that everything will be taken care of! Thanks Sandy...D"
We responded:
"Dawn, thanks for recognizing Sandy from my Oceanside, State Farm Insurance Agency. Simply put - Sandy is terrific! Grateful for our relationship over the years, your insurance business and we are always here to help. Have a safe and wonderful Memorial Day weekend. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToServeAlwaysHereToHelp"
Ernie Me
May 22, 2025
5
out of
5
rating by Ernie Me
"Sandra is my go-to person I can rely on. She consistently follows through with my questions and requests for insurance certificates and coverages"
We responded:
"Ernie, thank you for recognizing Sandy and for sharing your experience with my State Farm Insurance Agency in Oceanside. Sandy is terrific and I am blessed to have her on my team. Thank you for your business and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #AlwaysHereToHelp"
Kayla
May 20, 2025
5
out of
5
rating by Kayla
"Called and Edwin picked up the phone today. He was very helpful, patient and professional. Was a quick chat updated my address then ask if my insurance will drop. Said no problem give me time to figure it out and will email you. Not even hour later I get a email. Thank you Edwin"
We responded:
"Kayla, thank you very much for this review and for recognizing Edwin. Thank you for trusting us with your insurance business and please reach out to us anytime if we can help. Cheers! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
Daniel Nieto
May 20, 2025
5
out of
5
rating by Daniel Nieto
"Edwin Song the account manager at the Oceanside location was very respectful and helpful to me this afternoon. Gave great costumer service performance. What a kind experience. Thank u Edwin."
We responded:
"Daniel, thank you for sharing your experience with Edwin at my State Farm Insurance Agency in Oceanside. I am extremely blessed to have him on my team. Thank you for trusting us with your insurance needs and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #CustomerServiceMatters"
Todd Blenker
May 19, 2025
5
out of
5
rating by Todd Blenker
"I have been with State Farm Insurance for 50 years. The one person I have worked with in the past 10 years is Sandy Warren. She is very customer oriented and always willing to review your policies and see where she can help to reduce cost and improve my coverage. I would highly recommend working with Sandy at State Farm."
We responded:
"Todd, thank you for sharing your experience with my State Farm Insurance Agency in Oceanside. Your shout out for Sandy rings true and I am blessed to have her on my team. Thank you for your business and please reach out anytime we can help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
HL Lau
May 19, 2025
5
out of
5
rating by HL Lau
"Very good service prompt replies."
We responded:
"Thank you HL! All of us appreciate the opportunity to be of service and we are always here to help. Warmly, John Cho, CLU & ChFC-State Farm insurance Agent, Oceanside, CA #PromptServiceMatters"
Jacquelynn Bruce
May 19, 2025
5
out of
5
rating by Jacquelynn Bruce
"Last Friday, I called St. Farm to inform them of my newly purchased car. Edwin assisted me immediately. He was professional, knowledgeable, quick, and polite. He is an asset to your company. Thank you, Edwin I hope you enjoy your lunch. You deserve it! Jacquelynn B."
We responded:
"Jacquelynn, thank you for taking the time to share your experience with my agency and for recognizing Richard and Sandy. So glad we were able to help. Thank you for allowing me to be your State Farm Agent and I hope this note finds you well. Please take good care of yourself and Happy New New! With gratitude, John Cho"
Nancy J
May 16, 2025
5
out of
5
rating by Nancy J
"Sandra and all the rest of the staff at the agency are always there to help with whatever I need. Great team!!"
We responded:
"Nancy, thank you very much. Hope all is well. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceAndRelationshipsMatter"
Heidi Hurley
May 14, 2025
5
out of
5
rating by Heidi Hurley
"Big mahalo to Edwin Song for reaching out to our office on assisting our mutual client! Perfect example of great customer service and fellow agent staff! Keep up the great work Edwin!"
We responded:
"Aloha, Heidi and thanks for sharing and for recognizing Edwin. Delighted we could assist. Mahalo! John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #CustomerServiceAlwaysMatters"
Pamela Graham
May 12, 2025
5
out of
5
rating by Pamela Graham
"Edwin is awesome! So friendly and very quick!!"
We responded:
"Pamela, thank you for recognizing Edwin from my Oceanside, State Farm Insurance Agency with your review. Thank you for your business and all of us are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #ServiceMatters "
Randy Cocking
May 12, 2025
5
out of
5
rating by Randy Cocking
"Sandra Warren is very helpful in helping us navigate our home & auto insurance. Thank you Sandra & John"
We responded:
"Randy, thank you for your feedback and for recognizing Sandy. Sandy is terrific and I am blessed to have her as part of my team. Thank you for trusting my Oceanside, State Farm Insurance Agency over the years with your insurance needs, grateful for our relationship and we are always here to help. With gratitude, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #HereToHelp"
Ellen Baur
May 12, 2025
5
out of
5
rating by Ellen Baur
"We have been using State Farm through John Cho’s office for years. They never cease to amaze us with their efficiency, professionalism, and sincere concern that we have customized insurance coverage for our protection and needs. We find State Farm to be more than fair, extremely helpful, and the right fit for us! We live in Ocean Hills Country Club, a 55 plus active adult community and know that many of our fellow residents are happily covered by State Farm and John Cho. Edwin Song, an associate in the office, is fantastic!!!"
We responded:
"Ellen, thank you for this excellent review. We know people have choices and customer needs and service are at the forefront of my agency. Continue to take care and stay safe. Warmly, John Ellen, thank you for another shout out after four years and for recognizing Edwin. Hope this note finds you well. Warmly, John Cho, CLU & ChFC-State Farm Insurance Agent, Oceanside, CA #RelationshipsMatter"